Terms of Service
1. Who you are agreeing with
These Terms of Service (the “Terms”) form a binding agreement between you (“you”, “your”, the “User”) and Cerberus Media (Pty) Ltd, a company registered in the Republic of South Africa (“Cerberus”, “we”, “us”, “our”), the operator of the Finn platform at hello-finn.com (the “Service”).
By signing in to, accessing, or otherwise using the Service you confirm that you have read, understood and agreed to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
2. Eligibility
You may only use the Service if all of the following are true. By using the Service you warrant that they are.
- You are at least 18 years old and have full legal capacity to enter into a binding contract.
- You are not a resident of, located in, or accessing the Service from any country, region, or territory subject to comprehensive sanctions administered by the United Nations, the European Union, the United Kingdom, the United States Office of Foreign Assets Control (OFAC), or the Republic of South Africa, and you are not a person on any sanctions, denied-persons, or restricted-parties list.
- The use of the Service, and any trading activity you may undertake on the basis of information obtained through it, is lawful in your jurisdiction.
- You are using the Service for your own personal, non-commercial purposes and not on behalf of any third party without our prior written consent.
3. The Service — what it is, what it isn’t
Finn is a market-data and decision-intelligence tool for crypto traders. It aggregates publicly available market data and presents structural, momentum, regime, and historical-context views to help users form their own opinions about market conditions.
The Service is provided strictly for educational, informational, and research purposes. Nothing made available through the Service constitutes, and nothing in it should be construed as:
- investment advice, financial advice, trading advice, tax advice, legal advice, or any other form of regulated advice;
- a recommendation, solicitation, offer, or invitation to buy, sell, hold, or otherwise transact in any digital asset, security, derivative, or financial product;
- a representation that any market view, signal, score, indicator, ranking, regime label, or similar output is accurate, complete, current, or fit for any particular purpose;
- the establishment of any advisory, fiduciary, brokerage, or agency relationship between you and us.
We are not registered as a financial services provider, investment adviser, broker, or dealer in any jurisdiction, and we do not hold ourselves out as such. You are solely responsible for determining whether any decision is suitable for you, and where appropriate you should consult an independently qualified professional.
4. Risk acknowledgement
You acknowledge and accept that:
- trading and holding digital assets involves substantial risk, including the risk of total loss;
- past performance, historical patterns, backtests, or any retrospective analysis presented through the Service is not indicative of future results;
- market data may be delayed, inaccurate, incomplete, or unavailable, and the Service depends on third-party data feeds (including OKX) over which we have no control;
- any trading decision you make, whether or not influenced by the Service, is made by you alone, at your sole risk, on your own account.
5. Account and authentication
Access to authenticated parts of the Service requires sign-in via Google OAuth. You agree to provide accurate information, to keep your Google account secure, and to notify us promptly at hello@hello-finn.com if you suspect unauthorised access. You are responsible for all activity that occurs under your account.
We may suspend, restrict, or terminate your account at any time, with or without notice, for any reason or no reason, including (without limitation) suspected breach of these Terms, suspected unlawful use, or operational, security, or commercial reasons. Termination does not relieve you of obligations accrued before termination.
6. Early access & pricing
The Service is currently offered free of charge during an early-access period. We may at any time, without prior notice, introduce paid tiers, change feature availability, withdraw features, or end the early-access period. Continued use after any such change constitutes acceptance of it.
7. Acceptable use
You agree not to, and not to permit any other person to:
- use the Service in violation of any applicable law or regulation;
- copy, scrape, mirror, frame, resell, sublicense, or otherwise commercially exploit any part of the Service or its data outputs;
- reverse engineer, decompile, or attempt to derive the source code, models, or algorithms underlying the Service;
- interfere with, overload, probe, or attempt to gain unauthorised access to any part of the Service, its infrastructure, or the accounts of other users;
- use the Service to develop a competing product, or to train any machine-learning model;
- republish, redistribute, or hold out any output of the Service as your own analysis or as advice to a third party.
8. Intellectual property
The Service, including all software, designs, text, graphics, branding, scoring methodologies, and aggregated outputs, is owned by Cerberus or its licensors and is protected by intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable licence to access and use the Service for your own personal, non-commercial purposes, strictly in accordance with these Terms. No other rights are granted, expressly or by implication.
9. Third-party services and data
The Service relies on, and integrates with, services operated by third parties — including (without limitation) Google for authentication, OKX for public market data, and Sentry for error monitoring. Your use of those services is governed by their own terms and policies. We are not responsible for any third-party service, the availability of any third-party service, or any content or data made available through one.
10. Disclaimer of warranties
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS, AND WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OR CONDITION OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, RELIABILITY, COMPLETENESS, TIMELINESS, NON-INFRINGEMENT, QUIET ENJOYMENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
No advice or information, whether oral or written, obtained from us or through the Service, creates any warranty not expressly stated in these Terms.
11. Trading-outcome waiver and release
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT WE BEAR NO LIABILITY WHATSOEVER FOR ANY TRADING DECISION, TRADE EXECUTION, GAIN, LOSS, MISSED OPPORTUNITY, TAX CONSEQUENCE, OR OTHER FINANCIAL OUTCOME ARISING FROM, BASED ON, OR IN ANY WAY CONNECTED WITH YOUR USE OF, OR INABILITY TO USE, THE SERVICE OR ANY INFORMATION OBTAINED THROUGH IT — WHETHER OR NOT WE WERE AWARE OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF SUCH OUTCOME, AND WHETHER ARISING IN CONTRACT, DELICT, TORT (INCLUDING NEGLIGENCE), STATUTE, EQUITY, OR OTHERWISE.
YOU IRREVOCABLY RELEASE, WAIVE, AND DISCHARGE CERBERUS MEDIA (PTY) LTD AND ITS DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND AFFILIATES (COLLECTIVELY, THE “RELEASED PARTIES”) FROM ANY AND ALL CLAIMS, DEMANDS, ACTIONS, CAUSES OF ACTION, AND LIABILITIES OF EVERY KIND, KNOWN AND UNKNOWN, ARISING OUT OF OR RELATED TO YOUR TRADING ACTIVITY OR INVESTMENT OUTCOMES.
12. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE RELEASED PARTIES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OPPORTUNITY, OR ANTICIPATED SAVINGS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN ANY EVENT, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, IN ANY 12-MONTH PERIOD, WILL NOT EXCEED THE GREATER OF (i) THE TOTAL FEES YOU ACTUALLY PAID TO US IN THAT PERIOD, OR (ii) ZERO RAND (R0.00). YOU ACKNOWLEDGE THAT BECAUSE THE SERVICE IS CURRENTLY OFFERED FREE OF CHARGE, OUR LIABILITY TO YOU IS, BY DESIGN, ZERO.
13. Indemnity
You will defend, indemnify, and hold harmless the Released Parties from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees on an attorney-and-client scale) arising out of or related to (a) your use of the Service, (b) your breach of these Terms, (c) your violation of any law or any third-party right, or (d) any trading or investment decision you make. We reserve the right, at our own cost, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us.
14. Changes to the Terms or the Service
We may amend these Terms from time to time. The current version is always available at this URL with a “last updated” date. Material changes will be communicated by reasonable means (including, where appropriate, by notice in the Service or by email). Your continued use of the Service after a change takes effect constitutes acceptance of the amended Terms.
We may modify, suspend, or discontinue the Service (or any feature) at any time, with or without notice, and without liability to you.
15. Governing law and dispute resolution
These Terms are governed by, and shall be construed in accordance with, the laws of the Republic of South Africa, without regard to conflict-of-law principles. You and we submit to the exclusive jurisdiction of the competent courts of the Republic of South Africa, and specifically the courts of the Western Cape Division, in respect of any dispute, claim, or matter arising out of or in connection with these Terms or the Service.
To the extent permitted by law, you agree that any claim must be brought in your individual capacity, and not as part of any class, collective, or representative action.
16. General
- Entire agreement. These Terms and the Privacy Policy constitute the entire agreement between you and us in respect of the Service and supersede any prior agreement on the same subject matter.
- Severability. If any provision is held invalid or unenforceable, the remaining provisions remain in full force, and the invalid provision shall be replaced by an enforceable provision that most closely reflects the parties’ original intent.
- No waiver. Our failure or delay in enforcing any right is not a waiver of that right.
- Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms freely.
- No partnership. Nothing in these Terms creates a partnership, joint venture, agency, fiduciary, or employment relationship.
- Force majeure. We are not liable for any failure or delay caused by circumstances beyond our reasonable control.
17. Contact
Questions about these Terms? Email us at hello@hello-finn.com.
© 2026 Cerberus Media (Pty) Ltd. All rights reserved.